60% iCarhireinsurance Promo Codes (1 iCarhireinsurance Coupon Codes) January 2026 New Zealand

The most redeemed iCarhireinsurance discount codes

About iCarhireinsurance.com

Car hire excess insurance that protects you against car rental excess charges. Daily and Annual policies accepted at all car rental locations worldwide. How do I make a claim?

A. Please click on this link to take you through to our Claims Notification Process

What are the main restrictions on your policies?

A. - Policy holders must be aged between 25 and 80

- Rentals under Annual cover must not be longer than 65 continuous days

- Not valid for the rental of vehicles where the value of the vehicle exceeds £100,000 or vehicles which are more than 20 years old, or the rental of 'antique, expensive or exotic' vehicles not considered to be conventional and usual.

- Not valid for the rental of vehicles not licensed for road use, and other vehicles types, including but not limited to trailers or caravans, camper vans, commercial vehicles, trucks, motorcycles, mopeds, motorbikes, of-road vehicles, recreational vehicles, motor homes, passenger vans and vehicles with more than 9 seats.

- Not valid for use of any Rental Vehicle in racing competitions, rallying, trials, rallies or speed testing, or when driven on a motor sport circuit.

What methods of payment does iCarhireinsurance accept?

A. We accept all major credit and debit cards. Car rental companies insist that principal and additional drivers possess a valid credit card at the time of signing the rental agreement. Please note that many car rental companies will not accept debit or cheque cards for the deposit. Absence of a valid credit card may result in the car rental refusing to rent the vehicle, or the requirement of a large cash deposit.

What is the difference between Excess, CDW, Non-Waiver and Deductible?

A. These are effectively all the same thing, but different car rental companies use different terminology. In effect excess is an agreed amount, which the driver has to pay in the event of a claim, even when they have cover.

In which countries is excess charged?

A. Most countries unfortunately charge excess, making iCarhireinsurance essential for rental car drivers. UK, Ireland, Europe, South Africa, New Zealand and Australia all charge excess. It is also charged in parts of the Middle and Far East, the Caribbean and South America. It is sometimes charged in Canada and the USA

Can the rental company charge money on my card equal to the Excess?

A. It depends on the rental car company. Each one has their own policy and procedures on Excess payments. Some companies take an imprint of your credit card, whilst others block a sum equal to the Excess on the credit card.

Are windows, tyres, the roof and the undercarriage of the rental vehicle covered?

A. Yes, and these are of course the parts of the vehicle most likely to get damaged, so iCarhireinsurance is essential for the rental car driver. With iCarhireinsurance you are covered for damage to the windows, tyres, roof and undercarriage unlike many of the policies offered by car rental companies, which often exclude these vulnerable areas of the rental vehicle.

Is Interior damage to the rental vehicle covered?

A. No. Any damage or loss caused to the interior of the vehicle is not covered, unless the interior damage is caused as the direct result of a collision.

Is this insurance suitable for fly-drive programmes?

A. Most Fly Drive programmes tend to include the insurance in the package price and as they make their money from these add-ons, are therefore unlikely to accept alternative insurance. Please check their policy.

Are lost keys covered by iCarhireinsurance policies?

A. Car Rental Companies charge between £100 and £150 if you lose the keys to the rental car. Cover for lost keys is £9.99 when added to an annual policy and £7.99 with a daily policy.

Do I need Personal Accident Insurance (PAI)?

A. Check your travel insurance to see if your PAI is adequate and covers you while using a hire car. iCarhireinsurance can provide it to you for only £7.99 single trip and £9.99 for annual policies.

Do I need Car Club Excess Protection?

A. If you are a UK Resident and an existing member of a local car club e.g. car2go, Zipcar, City Car Club, etc. The iCarhireinsurance Car Club Excess insurance policy will cover your excess on any car club agr

eement. This policy will provide excess protection if the car is stolen or there is any damage to the rental car, even if it is not your fault. The policy offers up to £6,000 Sum Insured cover with a single incident of £6,000. It is a must have if you want to avoid excess charges from your car club which are typically £500 to £1,000 per claim.

If you buy an Annual Car Club Excess insurance policy from us, you don't need to buy the additional cover offered by your car club. You can buy a Car Club excess policy on its own for just £69.99, or if you also use hire cars in the UK and abroad you can combine this with an Annual European Car hire Excess policy for just £79.99.